Thinking about buying your first home in Dubai and feeling a little lost? Youre not alone, and theres good news: the Dubai First-Time Home Buyer Program (FTHB) was made just for people like you. Launched in 2025, the scheme bundles helpful perks that make stepping onto the property ladder a lot smoother, especially when youre new to the market.
This guide walks you through everything you need to know about the FTHB, from its benefits and eligibility rules to the simple steps for signing up and answers to common questions.
So, what is the Dubai First-Time Home Buyer Program, anyway? Its a joint effort by the Dubai Land Department (DLD) and the Department of Economy and Tourism that shows the governments commitment to welcoming new owners. Through the program, first-time buyers gain financial breaks, early access to select listings, and other tools that turn house-hunting into a far clearer, less stressful journey.
The Dubai First-Time Home Buyer Program is open to the first 5,000 eligible applicants, so if you want to take part in 2025, move quickly. Whether you are a UAE national or an expatriate, this plan aims to make buying your first home in the city easier.
Key Benefits of the Dubai First-Time Home Buyer Program:
Priority Access to Exclusive Units
Enrolment gives you first dibs on off-plan and newly launched projects from partner developers. That early access can put you ahead of the crowd for some of Dubais most sought-after addresses.
Flexible Payment Plans
If you choose an off-plan home, youll find payment schedules that can adjust to your income. These flexible terms help you budget without stretching your finances thinner than they need to be.
Attractive Discounts on Property Prices
Partner builders often slice a portion off the list price exclusively for program members. By taking advantage of these savings, you could keep a healthy chunk of cash in your pocket at closing.
Interest-Free Instalment Options for Registration Fees
One of the coolest perks of the First-Time Home Buyer program is the chance to pay the Dubai Land Department (DLD) registration fees in interest-free monthly slices. Buying or leasing a new property always comes with a pile of fees, and breaking them up this way keeps your budget from taking a giant hit all at once.
Better Mortgage Access
The scheme also sweetens the mortgage game. Partner banks roll out lower rates and lighter charges, so you spend less over the years you are paying off your home loan. Even teeniest changes in the rate can add up big, and a friendlier fee schedule is just one more way the program helps your wallet.
Eligibility for Residency Programs
For expats, the program runs an automatic check that lines up with Dubais long-term residency moves. Buy a home that meets the rules, and you may cruise straight into visa options without the usual extra paperwork or delays.
Additional Financial Support
On top of all this, some builders and lenders are sweetening the deal even further. You might score a price cut, a super-low deposit, or other extras aimed right at first-time buyers. Its a no-brainer to ask your developer or bank how far the benefits can stretch for you.
MAG Group Holding: A Key Player in Dubais Real Estate Market
MAG Group Holding sits among the top names in Dubaiss housing scene and is a proud partner in the Dubai First-Time Home Buyer Program. With deep roots in the UAE and the wider Gulf, the company focuses on smart design, green building, and wallet-friendly prices. Over the years, they have helped shape Dubais skyline while making sure new homeowners feel they are getting real value for their money.
The firms portfolio covers the full price range, from high-end condos to budget-friendly flats, so there is something for nearly every buyer. Each project aims to meet the busy lifestyle of modern families, young professionals, and smart investors who want to live in one of the worlds liveliest cities.
MBL Signature Project: An Exclusive Opportunity for First-Time Buyers
One star offering is the MBL Signature Project, now part of the First-Time Home Buyer Program. Set in the sought-after Jumeirah Lake Towers area, the MBL Signature blends luxury finishes with affordable payment plans, making it a practical choice for newcomers.
Key Features of the MBL Signature Project
Prime Location
MBL Signature sits right in the heart of Jumeirah Lake Towers, one of Dubaies busiest neighborhoods. Residents enjoy calm views of the lakes and nearby parks while still being a quick drive to Dubai Marina and shimmering Jumeirah Beach.
World-Class Amenities
Everyday life here feels a bit like a getaway thanks to a big swimming pool, a well-stocked gym, a safe play area for little ones, lush garden paths for strolls, and round-the-clock security. The mix makes MBL Signature perfect for solo professionals, couples, and growing families alike.
Modern Design and Quality Construction
Stepping inside reveals a fresh, modern look built with first-rate materials. Open-plan kitchens blend seamlessly with living rooms, floor-to-ceiling windows frame wide-angle skyline views, and high-end fixtures add that little touch of luxury residents appreciate every day.
Affordable Pricing and Payment Plans
Through Dubaies First-Time Home Buyer Program, MAG Group Holding has tailored payment plans that stretch monthly budgets without stress. Coupled with sharp pricing on each apartment, the offer gives new buyers a rare chance to own a premium home in a top spot.
Eligibility Criteria
To join Dubais First-Time Home Buyer Program, you need to meet these basic rules:
- UAE Residency: You must live in the UAE, either as a citizen or a long-term expatriate.
- No Previous Ownership: You cannot already own any freehold home in Dubai. The program is only for brand-new buyers.
- Minimum Age Requirement: You should be at least 18 years old when you apply.
- Property Price Limit: The home you buy must cost less than AED 5 million. Houses or flats above this price cant join the scheme.
These rules help make sure the aid goes to people truly trying to buy their first Dubai home.
How to Register for the Program
Signing up for the program is easy. Just follow this short step-by-step guide:
- Visit the DLDs Page: Go to the Dubai Land Departments website and find the First-Time Home Buyer section. This page has all the info and links you need to start registering.
Submit Your Information: Tap the Access Service button and fill out the form with basic info, like your Emirates ID and passport number. For a faster start, sign in with your UAE Pass instead.
Receive a QR Code: After you register and dark sure you qualify, a one-of-a-kind QR code pops up on the screen. Keep this code handy because it unlocks all the benefits the program offers.
Scan the QR Code: Show the code during meetings with developers or when you buy your home. Scanning it lets you enjoy perks like early access to new projects and special price cuts.
Developer Contact: Once you are in the system, approved builders will reach out when they unveil fresh plans. That way, you get first dibs on exclusive units set aside for first-time buyers in the program.
Participating Developers and Banks
The Dubai First-Time Home Buyer Program is backed by some of Dubai’s top developers and banks. Below are the key developers and banks collaborating with the Dubai Land Department (DLD) and the Department of Economy and Tourism:
Participating Developers:
- Azizi
- Beyond Developments
- Binghatti
- DAMAC Properties
- Danube Properties
- Dubai Properties
- Ellington Properties
- EMAAR
- Majid Al Futtaim
- MERAAS
- Nakheel
- Palma Development
- Wasl
Participating Banks:
- Commercial Bank of Dubai
- DIB
- Emirates Islamic
- Emirates NBD
- Mashreq
These developers and banks have teamed up with the DLD and the Department of Economy and Tourism to provide special offers, benefits, and financial assistance to first-time buyers. By working with these trusted partners, the program ensures a smooth and rewarding home-buying experience.
Together, these developers and banks offer exclusive deals, financing options, and added support to newcomers. Their collaboration with the DLD and the tourism department helps make the home-buying journey smoother and more rewarding.
Frequently Asked Questions (FAQs)
How can brokers work with clients eligible for the Dubai First-Time Home Buyer Program?
Brokers are key in guiding clients through every step, starting with registration. Once a buyer signs up and gets a QR code, the broker should introduce them to one of the listed developers. After the sale is done, the broker can show that same QR code to unlock all the programs benefits.
What to Remember When Buying Your First Home in Dubai
The fast-moving Dubai property market can feel dizzying for newcomers. First-time buyers often slip up by ignoring current prices, skimming over unit inspections, or lacking clear finance plans. To avoid these traps, partner with a reliable agent, talk to a mortgage expert, do your homework, and budget carefully before signing anything.
Can Expats Buy Freehold Properties in Dubai?
Absolutely. Dubai welcomes expatriates who want freehold homes, but the law restricts such purchases to certain zones. Popular neighborhoods that cheerfully accept expat buyers include:
- Dubai Marina
- Palm Jumeirah
- Downtown Dubai
- Arabian Ranches
- Jumeirah Village Circle (JVC)
Final Thoughts
If you are new to the market, the Dubai First-Time Home Buyer Program could be your best friend. It gives priority access to select listings, pairs buyers with flexible payment plans, and opens doors to better mortgage rates, so home ownership feels less like a long shot.
With projects like MBL Signature by MAG Group Holding showcased under this program, you can explore a range of stylish, premium properties in one of the worlds most vibrant cities and find a space that truly feels like home.
Sign up for the program now and take the first step toward making your dream Dubai home really yours!
Contact Aurora Le Claire – Your Trusted Real Estate Agent in Dubai
Whether you’re an investor or entrepreneur, Dubai offers immense opportunities, and Aurora Le Claire is here to help you navigate the property market and make the right investment decisions.
Aurora Le Claire
Real Estate Agent
Specializing in:
- Jumeirah Lakes Towers (JLT)
- Dubai Marina
- Palm Jumeirah
- Jumeirah Beach Residence (JBR)
- Meydan
- Jumeirah Golf Estates
- Jumeirah Islands
Phone: +971 50 254 0128
Email: w.rejoice@kingdomproperties.ae
